Dental Care for HIF Choice Network Members
Understanding HIF Choice Network Benefits at Clear Choice Dental
At Clear Choice Dental, we understand that managing your oral health is important, and your health fund cover may provide benefits that could assist with managing dental care costs, depending on your individual policy. As a HIF Choice Network member, you may be eligible for reduced or no gap fees on selected preventive services and some general treatments, depending on your policy level, annual limits already used, and specific treatment required.
We can help you understand your cover and explain how it may apply to clinically appropriate treatments recommended following your examination. Our team can process your HIF claim on the spot, which means less paperwork for you and clearer information about any out-of-pocket costs before treatment begins.
What Does Your HIF Dental Cover Include?
HIF dental policies vary significantly by level of cover. Basic policies may cover some preventive services, while higher-tier policies may provide benefits toward general and major dental treatments. Annual limits, waiting periods, and gap fees apply. Coverage and out-of-pocket costs depend entirely on your individual policy.
Also, depending on your policy level, some benefits may be available towards services such as fillings, root canal treatment, crowns, and dentures. However, major treatments typically involve significant out-of-pocket costs even with insurance, as annual benefit limits and gap fees often apply. Orthodontic treatment requires specific additional coverage and has extended waiting periods on most policies.
